Join Joanna in this insightful video as she breaks down the key differences between mortgage rates in 2022 and 2023. With her deep understanding of the real estate market, Joanna analyzes the factors influencing interest rates and offers valuable predictions for the coming year. She discusses the potential impact of economic indicators, central bank policies, and market trends on mortgage rates, providing viewers with essential knowledge to make informed decisions. Whether you're a prospective homebuyer or an existing homeowner considering refinancing, Joanna's expert insights will help you navigate the evolving landscape of mortgage rates in 2023. Don't miss this valuable video to stay ahead of the game in your financial planning.